Revenue Based Financing
Flexible funding based on your business revenue, with repayments that adjust to your cash flow. Ideal for growing companies that want capital without fixed payment pressure.
Apply NowAmerica’s Fastest Funds for Small Business
Get the working capital you need — approvals in as little as 2 hours!
4.7 out of 5 · 142 reviews on Trustpilot
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No Collateral Required
Get the funding you need without putting your property, equipment, or other assets on the line.
No Personal Guarantee Required
We evaluate your business performance, not your personal assets.
Millions of Dollars Funded Monthly
Businesses nationwide trust King Capital to deliver capital when they need it most.
Business Financing Designed for Small Businesses
King Capital was built for businesses like yours. Our alternative financing products are specifically designed for small businesses and start-ups, with flexible programs, faster approvals, and a team that genuinely understands what it takes to grow. We’ll analyze your needs, match you to the right program, and get you the capital you need. Fast. Easy. Done.
King Capital Business Financing Products
The widest array of flexible programs that put needed funds within the reach of small businesses.
Invoice / Receivables Financing
Turn unpaid invoices into immediate working capital. Get paid in days instead of waiting weeks or months.
Apply NowEquipment Financing
Get the equipment your business needs to grow without large upfront costs. Finance up to the full value with affordable monthly payments.
Apply NowBusiness Term Loans
Access a lump sum for expansion, inventory, or major investments, with flexible repayment terms and competitive rates.
Apply NowBusiness Line of Credit
A revolving credit line you can draw from whenever needed. Pay interest only on what you use.
Apply NowSBA Loans
Government-backed financing with lower rates and longer terms, designed to support long-term growth.
Apply NowGet Approved in 3 Simple Steps
Complete Our Simple Application
Fill out our quick one-page online application in just a few minutes.
Submit Business Bank Statements
Provide the last 3 months of business bank statements for review.
Receive Your Funding Decision
Over 95% of applications receive approval in as little as 2 hours.
Client reviews
What King Capital clients say.
4.7 · 142 reviews
“King Capital not only saved my business, but it helped me expand as well. Thanks to them approving me and closing in a timely fashion I have utilized this cash flow injection to soar to new heights! I have someone I can trust for years to come!”
“This is my 8th time getting a loan with King Capital. There is no one better in the banking industry to go with for a quick approval and a seamless transaction. Thank you.”
“Unbelievably pleasant people to work with. Funding made easy with zero headaches. When my business was taking off, they were there to help me sustain my growth and thrive. Great experience; definitely will do business again with them!”
“The process was very simple and straightforward. John at King Capital was able to get me great terms and close quickly. I used the capital to buy inventory that I desperately needed to operate my business. They're very reliable! Bless them!”
Ready when you are
The right financing, right when you need it.
Get the capital your business needs to grow. Quickly, easily, and without the stress of traditional lending.